Friday, December 20, 2024

The Best Pet-Friendly Vrbos That’ll Make Vacation Planning a Breeze

 These are Fido-approved.

This article originally appeared on ; products were independently selected by its editors. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale.

While vacations are typically all fun and games once you get there, the planning can be less than smooth sailing—especially if you’re taking your furry friend along with you. Hotels are typically out of the questions—or come with a hefty pet fee—but the next better solution? A pet-friendly Vrbo rental. There are tons of spacious options around the country that will welcome your pup or kitty with welcome arms.

 

Whether you’re looking for a beachfront oasis, a desert retreat, or a Southwestern escape, there are plenty of Vrbo rentals to choose from that allow pets. From tropical backyards to cozy setups with a jacuzzi that you can relax in with your preferred cocktail in hand, there are all types of spaces to check out that you and your furry friend will love.

Ahead, check out the best pet-friendly Vrbos that’l make booking your next vacation a breeze.

Our mission at SheKnows is to empower and inspire women, and we only feature products we think you’ll love as much as we do. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale. 

 

Thursday, December 19, 2024

The Essentials of Personal Injury Claims: Navigating the Legal Maze

 

steven a bagen law firm

Key Takeaway

  • Recognize the kinds of damages you are eligible to claim in a personal injury lawsuit.
  • Explore how comparative negligence may affect compensation.
  • Learn about the potential role of insurance companies in settling claims.
  • Explore the advantages of employing a personal injury lawyer for your situation.
  • Stay informed about legal developments in personal injury law through reliable sources.

Types of Damages in Personal Injury Claims

The consequences of an accident can leave people feeling confused and anxious, mainly when dealing with the complexities of submitting a personal injury claim. A crucial first step is understanding the various categories of damages you're entitled to seek. Economic damages refer to quantifiable financial losses, such as mounting medical bills, rehabilitation costs, and lost income due to an inability to work. On the other hand, non-economic damages encompass intangible aspects, including pain and suffering, emotional distress, and the enduring impact of the injury on your quality of life.

Each personal injury case has unique circumstances, which can influence the damages you may claim. For example, accidents involving severe injuries or long-term disabilities may involve significant non-economic damages. Distinguishing between these compensations allows a more precise understanding of your legal rights and options. Collaborating with an experienced lawyer guarantees that your case comprehensively addresses every facet of your losses, boosting your chances of receiving fair compensation.

The Role of Comparative Negligence

Comparative negligence plays a crucial role in personal injury cases and can significantly influence the result of your lawsuit. This legal principle assesses the level of responsibility attributed to each party engaged in an incident. For instance, if it is determined that you are 30% responsible for an incident, your potential compensation may be reduced by that percentage, reflecting your share of the blame. A knowledgeable personal injury lawyer can help you navigate this complex legal landscape by identifying economic and non-economic damages. In specific jurisdictions, modified comparative negligence indicates that if you are deemed 50%

The implications of comparative negligence underscore the importance of meticulously gathering evidence and building a strong case. By understanding the nuances of fault distribution, you can work with your attorney to forestall potential reductions in compensation. Strategically presenting evidence that mitigates your percentage of fault can bolster your position and enhance your likelihood of securing a favorable outcome. Working closely with your legal team to navigate these complexities and protect your rights is crucial.

Insurance Companies and Settlement Offers

Insurance companies often play a central role in settling personal injury claims, but their motives may only sometimes align with your best interests. Early settlement proposals from insurance companies might seem appealing, particularly when facing immediate financial pressures after an accident. However, it is essential to approach these offers with caution and diligence. Such offers are frequently designed to minimize the insurer's financial exposure rather than fully addressing all your damages.

Seeking independent advice before accepting any settlement. A thorough assessment of the offer by a seasoned professional can help you determine whether it adequately covers the long-term implications of your injuries. By carefully evaluating all medical expenses, potential future treatments, and additional non-economic considerations, you can negotiate for a settlement that genuinely reflects your needs rather than rushing into a financially disadvantageous agreement.

Why Hire a Personal Injury Attorney?

The intricacies of personal injury law frequently require the knowledge and support of a dedicated attorney. Engaging a personal injury lawyer can offer numerous benefits that significantly improve your case. These legal experts possess a deep understanding of the complexities of the legal system, and they can create strategies customized to your situation to enhance your likelihood of success.

Lawyers are skilled negotiators and will strive hard to obtain a just settlement. Beyond negotiating, they also handle the rigorous processes of gathering evidence, interviewing witnesses, and preparing intricate legal documents. Their expertise allows you to focus on recovery while they manage the legal intricacies of your case. Engaging a personal injury attorney improves the likelihood of obtaining compensation and ensures that justice is pursued diligently and comprehensively on your behalf.

Steps to Take Following an Accident

  1. Document the scene with clear photos or videos. Capturing visual evidence immediately after the incident provides an accurate account of conditions, which can play a vital role in corroborating your claim.
  2. Collect contact and statement information from witnesses. Accounts from bystanders can substantiate your version of events and strengthen your case.
  3. Seek prompt medical examination, even if injuries seem minor. Early medical evaluation ensures your health is prioritized and creates medical records that can be essential in supporting claims for damages.
  4. Speak with a personal injury attorney to examine your legal choices. By quickly tackling legal issues, you can guarantee your rights are safeguarded and that all options for compensation are explored.

The Importance of Staying Informed

The legal landscape governing personal injury cases constantly evolves, with judicial precedents and legislative changes occurring regularly. Staying informed about these developments is crucial for effectively navigating a personal injury claim. Frequent consultation with reputable resources, such as [FindLaw](https://www.findlaw.com/legalblogs/), offers valuable insights into current trends and changes in the legal environment. This awareness ensures that you and your attorney can adapt strategies to align with the latest legal expectations and opportunities.

Real-Life Examples of Personal Injury Cases

Real-life scenarios illuminate the potential challenges and lessons learned in personal injury cases. Consider a pedestrian involved in a seemingly minor traffic accident. At first, they regarded the injuries as minor, but later, they faced complications that required significant treatment and thorough legal measures. This underscores the importance of taking immediate, deliberate steps following an accident, emphasizing documentation and medical assessments even when injuries appear minor.

These instances emphasize the erratic characteristics of injuries and the possibility of a slow worsening of health issues. They act as prompts to stay alert and take initiative in seeking justice and equitable compensation, using all accessible resources to prioritize.

Wednesday, December 18, 2024

8 Ways to Live Healthier in 2025

 

Take steps to limit risk for cardiovascular disease

(Family Features) The last decade has seen a surge in cardiovascular risk factors such as uncontrolled high blood pressure, diabetes and obesity, each of which raises the risks of developing heart disease and stroke. These trends are leading researchers to conclude that the prevalence of cardiovascular disease (CVD) will continue to rise.

More than 60% of U.S. adults will have some type of CVD by 2050, according to forecasted projections from the American Heart Association, which is celebrating 100 years of lifesaving service as the world’s leading nonprofit organization focused on heart and brain health for all. Additionally, total costs related to CVD are expected to nearly triple in that time to more than $1.8 trillion.

The increase will be driven by an older, more diverse population, but these risk factors are rising even among children and adults.

“We recognize the landscape of cardiovascular health will change over the next three decades because of the coming tsunami of rising health care costs, an older population living longer and increasing numbers of people from under-resourced populations,” said American Heart Association volunteer Karen E. Joynt Maddox, M.D., M.P.H., FAHA. “Yet these are still leading causes of death and disability in the U.S.”

While continued systematic changes are needed in science, policy and health care, the majority of CVD is preventable at an individual level. You can help turn the tide on the dire outlook of CVD while improving your own health by following and encouraging others to follow the American Heart Association’s “Life’s Essential 8.”

Eat better. Aim for an overall healthy eating pattern including whole foods, fruits and vegetables, lean protein, nuts, seeds and cooking with olive and canola oils. 

Be active. Adults should get 2 1/2 hours of moderate or 75 minutes of vigorous physical activity per week. Kids should have 60 minutes every day, including play and structured activities. 

Quit tobacco. Use of inhaled nicotine delivery products, which includes traditional cigarettes, electronic cigarettes and vaping, is the leading cause of preventable death in the U.S. 

Get healthy sleep. Most adults need 7-9 hours of sleep each night. Children require 10-16 hours for ages 5 and younger, including naps; 9-12 hours for ages 6-12; and 8-10 hours for ages 13-18. 

Manage weight. Achieving and maintaining a healthy weight has many benefits. Body mass index is a useful gauge. Optimal BMI is less than 25, but less than 18.5 is considered underweight. You can calculate it online or consult a health care professional. 

Control cholesterol. High levels of non-HDL, or “bad,” cholesterol can lead to heart disease. Your health care professional can consider non-HDL cholesterol as the preferred number to monitor, rather than total cholesterol, because it can be measured without fasting beforehand and is reliably calculated among all people. 

Manage blood sugar. Most of the food you eat is turned into glucose (or blood sugar) your body uses as energy. Over time, high levels of blood sugar can damage your heart, kidneys, eyes and nerves. 

Manage blood pressure. Keeping your blood pressure within acceptable ranges can keep you healthier longer. Levels less than 120/80 mm Hg are optimal. High blood pressure is defined as 130-139 mm Hg systolic pressure (the top number in a reading) or 80-89 mm Hg diastolic pressure (bottom number).

Find more ways to manage your health in the new year and beyond at heart.org.

Photo courtesy of Shutterstock

1598 BULL HILL Road Kissimmee FL 34744 | New Construction For Sale

 

3 Bed 2 Bath Home For Sale Kissimmee Asking $389,990

Property Description

Under Construction. The Allex floorplan offers 3 bedrooms, 2 bathrooms, and 1,504 sq ft of living space. Features include open living areas, a covered lanai, quartz countertops, stainless-steel appliances, and a walk-in pantry. Spacious bedrooms include carpeted floors, closets and natural light. The primary bedroom has an attached bathroom with a walk-in closet and double vanity. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.

[envira-gallery id="20460"]

Features

  • Type: Single Family Residence
  • Year Built: 2024
  • Lot Size Area: 0.11 acres
  • Garage Spaces: 2
  • Heating: Central, Electric
  • Cooling: Central Air
  • HOA Fee: $129 Annually
  • Pool: Association, Community
  • Pets Allowed: Cats Ok, Dogs OK
  • Furnished: Unfurnished
  • County/Parish: Osceola
  • Subdivision: KINDRED PH 3B 3C & 3D

View Full Home Information OnLine

Tuesday, December 17, 2024

Jeep Wrangler 4xe Review: Pros, Cons, and Battery Issues Explained

 jeep wrangler 4xe

The Jeep Wrangler 4xe, Jeep’s first plug-in hybrid for their iconic off-road vehicle, brings a mix of rugged performance and electric efficiency, but it hasn’t been without issues—especially concerning its high-voltage battery. The Wrangler 4xe pairs a 2.0-liter turbocharged engine with electric motors, achieving around 21 miles of electric-only range, and has gained attention as a more eco-conscious option in the Jeep lineup. However, there have been several challenges with its battery that Jeep has addressed through recalls and updates.

One significant issue with the Jeep Wrangler 4xe’s battery has been overheating in the high-voltage battery pack, which could lead to power loss. Some models experienced a problem due to incorrect fasteners on the 200-amp fuse, causing overheating, which could potentially lead to complete power failure while driving. Jeep issued a recall for over 2,500 Wrangler 4xe models manufactured between January 2022 and September 2022, promising to replace the fuse assembly or, if necessary, the entire battery pack for affected vehicles. Dealers have been advised to inspect these models, and Jeep has provided instructions to replace defective components free of charge for owners.

Consumer Reports

More recently, Jeep has also been investigating a possible fire risk in certain Wrangler 4xe models from 2021-2022. Owners were advised to stop charging the vehicle and to park it away from structures due to concerns over potential fires originating from the high-voltage battery. Stellantis, Jeep's parent company, is conducting further analysis on these battery packs and has requested a voluntary recall for software updates and possible battery replacements, aiming to resolve the issue without risk to owners. This recall and investigation emphasize Jeep's commitment to safety, as they work to implement long-term solutions to prevent overheating and fire risks​.

Mopar Insiders

Looking forward, Jeep has taken a proactive approach, focusing on both immediate fixes and a longer-term solution involving updated high-voltage battery software. Owners affected by these issues are expected to receive notification in early 2024, with repair work covered at no additional cost. Although these recalls have been a setback, they illustrate Jeep’s dedication to addressing problems swiftly and transparently to maintain safety and customer satisfaction.

Despite these battery issues, the Jeep Wrangler 4xe remains a popular model, accounting for a significant portion of Wrangler sales. Its ability to blend electric efficiency with Jeep’s traditional off-road performance makes it a unique choice in the growing plug-in hybrid market. With Jeep actively working on resolving battery issues, the Wrangler 4xe may still be an appealing option for those looking to balance environmental consciousness with adventure.

Monday, December 16, 2024

The Fairness of Limited Liability

 limited liability

Limited Liability

Limited liability is one of the most successful commercial creations of all time, almost singularly responsible for the growth and expansion of capitalism. Encouraging risk and promoting successful enterprise through both small and large businesses alike, limited liability has been the driving force behind economic success in the Western world and is one of the most celebrated legal creations of all time. But what is it about limited liability that makes it so successful? Indeed, is the structure of limited liability fair as regards creditors, who ultimately bear the brunt of this mechanism?

Limited liability in general means a sacrifice of privacy in return for the benefit of limited personal liability. In layman's terms, this means that the company promoter is not personally liable for any of the company's debts, thus encouraging risk and promoting enterprise. For most small businesses, it is a lifeline, and without it the economy would level out and stifle with fewer new start-ups each year. At the back end, however, these businesses leave behind a trail of debts that ultimately result in financial loss for lenders and those that operate on credit terms. This raises the general question of whether limited liability as a creation is fair for the creditors it so apparently prejudices?

Advantages and Protections

Limited liability has given life to companies across the world, by providing the reassurances necessary to entrepreneurs to take the risk, safe in the knowledge that personally speaking they should come out unscathed. From this, more companies have grown and flourished, which has led to more jobs and better state welfare for virtually all capitalist economies. The strength of this function has gone a long way towards building the great superpowers, and is seriously underestimated as a legal construct.

Limited liability leaves a gap in the pockets of those companies that lend money or offer their customers credit terms during the course of their business. As a consequence of the promoter's ability to walk away with his hands clean, many businesses find the squeeze of bad debts too severe, and end up having to take on credit of their own to meet the shortcomings. In theory, limited liability leaves creditors in a weak situation, with relatively limited powers to regain the full amount of any monies due.

Is it Really Working?

In reality, limited liability doesn't operate in that way. Of course, many businesses go under every year as their owners walk free of encumbrance, but generally speaking the economic world does not work between insolvent companies. However, the flexibility allowed by limited liability has meant debt in a sense has become effective currency, and has helped businesses to survive during tough times, and to seek the financial help necessary without the appropriate risk.

Limited liability might be seen as slightly unfair at the razor's edge, but it works all round to ensure that everyone has access to credit and the benefits of limitation of damages when it is necessary. Ultimately, it promotes a more competitive, lower-risk environment within which business can flourish and economies can grow and multiply, providing jobs and economic strength to nations embracing its basic form. As legal fictions go, the limited company has undoubtedly prove itself to be one of the most popular ever created, and its growth looks set to continue as it is developed and refined across the world.

Saturday, December 14, 2024

Mayra Nieves LPT Realty

 

Mayra Nieves LPT Realty

I am Mayra I. Nieves, Financial and Real Estate Advisor.  Bachelor's degree in Business Administration from Interamerican University in Puerto Rico, I bring over 18 years of expertise as a residential real estate agent in Florida. As the Founder and President of the first Hispanic Association Group in Fort Lauderdale and Vice-President of the Women's Council of Realtors (WCR) in Osceola County for 2023-2024, I am dedicated to fostering diversity and leadership in real estate. Additionally, I'm an active member of HAPBWA and a certified speaker with the John Maxwell Team. Partnering closely with new construction builders across Central and Orlando, Florida, I am committed to guiding clients through the evolving landscape of residential real estate.

Serving Orlando and Central Florida Area

New Construction For Sale - 1598 BULL HILL Road Kissimmee FL 34744

8 Mistakes to Avoid When Buying a New Construction Home

https://vimeo.com/1005850292/07fb845e14?utm_medium=email&_hsenc=p2ANqtz--AT0r_6wcsTOccC-05dDzZ-GTBC3a2LAjbYcqb2mM6pRrKSFbEWN-jpNu5BRIPfyS56k5sTx2gjsvgoHqymmykHHvCeE-9RXhe3qkef51uEofxynE&_hsmi=321385045&utm_content=321385045&utm_source=hs_automation

Friday, December 13, 2024

Steps to Take for Individuals with Unfiled Tax Returns

 irs back taxes

Filing tax returns is a legal obligation for anyone and everyone earning an income above a certain amount in the United States.

But life can sometimes throw you curveballs, and filing taxes ends up being on the bottom of your to do list. Out of sight, out of mind, right?

Unfortunately, the IRS does not turn a cheek, and the potential ramifications for not filing your taxes can result in major consequences like penalties, interest charges, and even potential legal problems.

For anyone with unfiled tax returns, pay close attention to all of the steps listed in this article.

Understanding Unfiled Tax Returns

Unfiled tax returns refer to the tax forms that individuals are required to submit to the IRS but have not filed for one or more tax years.

Regardless of the reason, it’s important to not let too much time lapse. It’s always best to address your unfiled tax returns as soon as possible to avoid escalating any potential penalties and legal consequences.

Potential Penalties for Non-Filing

The IRS may impose some significant penalties and consequences for not filing your tax returns. Here are some of the more common penalties that they issue:

  1. Failure-to-File Penalty: This penalty accrues at a rate of 5% of the unpaid taxes per month, up to a maximum of 25% of the unpaid tax amount. It will apply to the net amount that is due after accounting for any payments and credits.
  2. Failure-to-Pay Penalty: If taxes are owed but not paid by the filing deadline, a failure-to-pay penalty gets applied. This penalty accrues at 0.5% of the unpaid tax amount per month, also capped at 25%.
  3. Interest Charges: In addition to penalties, interest accrues on the unpaid tax balance. The interest rate is determined quarterly and compounded daily, reflecting the cost of borrowing as set by the IRS.
  4. Legal Action: Continuously complying with filing requirements may result in legal action, including IRS collection efforts, levies on wages and bank accounts. In addition, you could also be facing a $10,000 fine, and a year in prison, for every unfiled income tax return, as it’s considered a misdemeanor in the U.S. for not filing a legally due tax return.

    Steps to Take for Filing Overdue Tax Returns

    While this information may seem alarming or overwhelming, don’t allow it to paralyze you from moving forward. It is crucial to take action.You want to take care of your unfiled tax returns as soon as possible because the amount you will owe will just continue to grow.

Start taking action with these steps:

Step 1: Gather Necessary Information

  • Income Documents: Collect all W-2s, 1099s, and any other income statements for each tax year.
  • Expense Records: Gather any and all receipts and documentation for deductions, credits, and expenses claimed.
  • Previous Tax Returns: Obtain copies of previously filed tax returns, if available.

 Step 2: Prepare and Submit Delinquent Tax Returns

  • Download Forms: Access the necessary IRS forms for each tax year requiring filing.
  • Complete Forms: Fill out the appropriate tax forms accurately, reflecting income, deductions, and credits for each year.
  • Submit Returns: Mail completed tax returns to the IRS for each applicable tax year. Consider sending them via certified mail to track delivery.

Step 3: Address Tax Payment Options

  • Payment Plans: If taxes are owed but cannot be paid in full, consider applying for a payment plan (installment agreement) with the IRS.
  • Offers in Compromise: In cases of significant financial hardship, explore the option of settling tax debts for less than the full amount owed through an Offer in Compromise.

Penalty Abatement: Request abatement of penalties if reasonable cause can be demonstrated for the failure to file or pay taxes.

How Tax Relief Professionals Can Help

Don’t think that this has to be done all on one’s own! Tax relief professionals like the ones at AGA CPA’s & Advisors are a tremendous resource and may even help reduce the total amount owed.

Their expertise goes a long way. Here are just a few of the things that tax relief professionals can assist with:

  • Compliance Guidance: Ensure accurate completion and timely submission of delinquent tax returns.
  • Negotiation Skills: Negotiate with the IRS on behalf of the taxpayer to secure favorable payment terms or settlement agreements.
  • Penalty Relief: Advocate for penalty abatement based on reasonable cause or first-time abatement criteria.
  • Financial Analysis: Conduct a financial analysis to determine the most suitable tax resolution strategy, such as installment agreements or Offers in Compromise.

Addressing unfiled tax returns is vital for anyone seeking to regain compliance with IRS requirements.

Luckily, resources are available to you. Tax relief professionals play a crucial role in facilitating compliance, minimizing penalties, and securing favorable tax resolutions.

Contact the tax relief professionals at AGA CPA’s & Advisors today at 407-878-1040 to discuss your options.

Joaquin Torres, CPA Tax Relief Expert

Joaquin Torres, CPA  | Managing Member

AGA CPA’s & Advisors,LLC

142 W. Lakeview Ave. Suite 2060 Lake Mary, FL 32746

Telephone: 1-407-878-1040  Fax: 888-984-2407

Website: www.aga.cpa