How to Help Prevent the Spread of Germs This Cold and Flu Season

 

(BPT) - Chilly temperatures and winter weather aren't the only burden that comes with this time of year — it's also the peak of cold and flu season. Cold and flu germs can lurk on hundreds of common surfaces we encounter daily, and according to the CDC, the flu virus can live and potentially infect a person for up to 48 hours after being deposited on a surface.

"Respiratory illnesses like common colds and the flu can stop families in their tracks, leading to sick days and missed school or work," said Dr. Mona Amin, Board Certified Pediatrician, IBCLC and Clorox spokesperson. "A holistic germ prevention strategy is one of the most effective ways to help stop the spread of illness-causing germs."

Here are a few simple steps:

Disinfect High-Touch and High-Traffic Surfaces

You likely come into contact with certain high-touch and high-traffic areas in your home multiple times daily that can harbor germs. Think of countertops, doorknobs, light switches and toilet handles, for example. Disinfect these areas regularly with a disinfectant like Clorox^® Disinfecting Wipes to kill 99.9% of bacteria and viruses when used as directed on hard, non-porous surfaces. With any disinfecting product, make sure you follow the product label instructions to ensure you're using it correctly and effectively.

Establish a "Drop Zone"

Along with high-touch surfaces, germs can be brought home from work and school on items like lunchboxes, reusable water bottles and work bags traveling back and forth. To help mitigate bringing germs home, establish a "drop zone" or a designated place to leave shoes, backpacks and other outside items so that germs don't get tracked through the house.

Practice Good Hand Hygiene

Washing your hands is a simple and effective way to help stay healthy. Make sure to wash your hands often, especially when you are likely to get and spread germs after being in a public place, before or after preparing or eating food, going to the bathroom or coughing and sneezing into your hands. To make sure you're washing your hands thoroughly, lather your hands including your fingers and under your nails with soap and scrub with warm water for at least 20 seconds — or the amount of time it takes to sing "Happy Birthday" twice.

Take Care of Your Holistic Health

Maintaining a balanced diet, staying hydrated and exercising regularly all contribute to your overall immune system. Prioritizing sleep is also an important part of maintaining your immune system, especially when you feel under the weather, because it helps the immune system to repair and rest.

Reset After Someone in Your Household is Sick

If you or someone in your household is sick, stay home from work or school to help reduce the chance of others getting sick and prioritize rest and fluids to recuperate. "When someone in your household gets sick, it can feel inevitable that your home will get caught in a 'sick cycle' or a seemingly never-ending loop of getting one another sick," Dr. Amin said. "As a parent with a sick kid, try your best to get a good night's sleep as much as you're able, wash your hands after providing care and disinfect communal surfaces that can harbor germs."

Once your household has recovered, reset your home. Disinfect hot spots in shared spaces and in the infected individual's room such as doorknobs, light switches and faucet handles. Wash dirty clothing and linens, and to sanitize — or reduce bacteria in laundry — you can add bleach to your wash load of bleach-safe clothing, towels and linens. You can also sanitize dishes after washing them with a bleach and water solution.

Follow CDC Guidance

Lastly, the CDC provides up-to-date guidance on vaccines like the flu shot, prevention tactics and different virus trends in your area. Check the CDC's website to stay up to date on the latest information and guidance.

Maintaining a holistic strategy can help you and your household navigate cold and flu season with ease. To find more tips and product recommendations like these, visit Clorox.com.

2025 Honda CR-V Review

 

The 2025 Honda CR-V continues to solidify its reputation as a reliable, versatile, and family-friendly compact SUV, offering a blend of practicality, comfort, and efficiency. Here’s a closer look at the latest iteration:

Exterior and Design

The CR-V maintains a clean, understated aesthetic, which may appeal to those who prefer functionality over flash. While some critics feel the design lacks boldness, its simplicity ensures broad appeal. The overall size strikes a balance between compact maneuverability and ample interior space, making it a great option for city driving and suburban lifestyles.

Interior and Comfort

Inside, the 2025 CR-V excels with a spacious cabin, thoughtfully designed controls, and high-quality materials. Features like a honeycomb-style dashboard and a balance of physical buttons with touchscreen controls enhance user-friendliness. Upper trims provide premium touches, such as leather seats and a panoramic sunroof, while all versions boast ample legroom and cargo space. With up to 39.5 cubic feet of cargo space and foldable rear seats, practicality is a strong suit.

Technology

The CR-V’s infotainment system comes with either a 7-inch or 9-inch display, offering both wired and wireless Apple CarPlay and Android Auto on higher trims. However, some reviewers find the base model's tech underwhelming compared to rivals. Honda prioritizes safety with standard features like adaptive cruise control, lane-keeping assist, and forward collision mitigation, earning the CR-V recognition as a safe choice in its category.

Performance and Efficiency

Under the hood, the CR-V offers a 1.5-liter turbocharged engine as standard, while hybrid versions provide improved fuel efficiency. Both options are well-suited for everyday driving, though they aren't designed for high-performance enthusiasts. Gas-only models can tow up to 1,500 pounds, making them versatile for light-duty tasks. Fuel economy remains a highlight, with hybrids excelling in city and highway conditions.

Pricing and Value

Starting at $31,450 for the base LX trim, the CR-V climbs to $38,700 for the hybrid Sport-L model. While it isn't the cheapest in its segment, it delivers strong value through durability, resale potential, and features that appeal to families and commuters alike.

Pros and Cons

Pros:

• Spacious and comfortable interior
• High safety ratings and features
• Reliable and efficient powertrains

Cons:

• Conservative exterior design
• Base infotainment system feels dated
• Higher trims may feel pricey compared to competitors

Final Verdict

The 2025 Honda CR-V is a solid all-around performer that caters to families and individuals seeking comfort, reliability, and practicality. Its strengths lie in its spacious interior, excellent safety features, and overall value. While it may not be the most exciting vehicle in its class, it excels where it counts for most buyers.

1629 Bull Hill Road Kissimmee Florida New Construction For Sale

 

4 Bed 2 Bath Home For Sale Kissimmee Asking $389,990

Property Description

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include granite and tile floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Features

• Type: Single Family Residence
• Year Built: 2024
• Lot Size Area: 0.11 acres
• Garage Spaces: 2
• Heating: Central, Electric
• Cooling: Central Air
• HOA Fee: $129 Annually
• Pool: Association, Community
• Pets Allowed: Cats Ok, Dogs OK
• Furnished: Unfurnished
• County/Parish: Osceola
• Subdivision: KINDRED PH 3B 3C & 3D

View Full Home Information OnLine

A Comprehensive Guide to Removing PMI Insurance

 Are you paying PMI on your mortgage? Rising home values may help you reach the 80% LTV ratio to drop PMI sooner.

In this guide, I'll show you a simple process to remove PMI from your monthly payments, potentially saving you a lot of money.

Understanding Private Mortgage Insurance (PMI):

Private Mortgage Insurance (PMI) is a typical requirement for conventional loans when the down payment is less than 20%.

 

It serves to protect the lender in case the borrower defaults on the loan.

 

PMI typically adds 0.5% to 1% of the total loan amount to your annual mortgage payments.

 

Expert Tips - Mayra Nieves Many homeowners are unaware that PMI payments are mandatory until they attain more than 20% equity in their homes. However, recent market trends have propelled home equity levels, offering homeowners an expedited route to PMI removal. Mayra Nieves

Step-by-Step Guide to Removing PMI

Step 1: Assess Your Current Equity Position Based On Payment History Calculate your Loan-to-Value (LTV) ratio by dividing your outstanding loan balance by the current appraised value of your home. Lenders usually require an LTV ratio of 80% or less to cancel PMI.

Step 2: Determine the Actual Value of Your Home If your payment history hasn't nudged you below the 80% LTV ratio threshold, don't fret. Chances are, your home's value has surged, potentially enabling you to eliminate PMI.

"To obtain an approximate home valuation, consult with an experienced local realtor who can assess your home based on recent sales and comparable properties in your area."

Step 3: Contact Your Lender Reach out to your lender to understand the process for PMI removal. Request a copy of your lender's PMI removal guidelines and requirements. Step 4: Schedule a Home Appraisal Engage a licensed appraiser to conduct a current appraisal of your home. Ensure the appraiser is well-versed in your local market and can provide an accurate valuation. Inquire with your lender about preferred appraisers or specific appraisal requirements.

Step 5: Submit Your Request for PMI Removal Compile all necessary documentation, including the appraisal report and any requested paperwork. Submit your PMI removal request to your lender, adhering to their guidelines and instructions. Be prepared to furnish documentation such as recent appraisals or evidence of home improvements if required.

Conclusion Removing PMI marks a significant financial milestone for homeowners, freeing up additional funds each month and allowing them to fully leverage the equity they've accrued in their homes. By diligently following these steps and proactively managing your mortgage, you can take charge of your finances and unlock the full potential of your home's value.

The Essentials of Personal Injury Claims: Navigating the Legal Maze

 

Key Takeaway

• Recognize the kinds of damages you are eligible to claim in a personal injury lawsuit.
• Explore how comparative negligence may affect compensation.
• Learn about the potential role of insurance companies in settling claims.
• Explore the advantages of employing a personal injury lawyer for your situation.
• Stay informed about legal developments in personal injury law through reliable sources.

Types of Damages in Personal Injury Claims

The consequences of an accident can leave people feeling confused and anxious, mainly when dealing with the complexities of submitting a personal injury claim. A crucial first step is understanding the various categories of damages you're entitled to seek. Economic damages refer to quantifiable financial losses, such as mounting medical bills, rehabilitation costs, and lost income due to an inability to work. On the other hand, non-economic damages encompass intangible aspects, including pain and suffering, emotional distress, and the enduring impact of the injury on your quality of life.

Each personal injury case has unique circumstances, which can influence the damages you may claim. For example, accidents involving severe injuries or long-term disabilities may involve significant non-economic damages. Distinguishing between these compensations allows a more precise understanding of your legal rights and options. Collaborating with an experienced lawyer guarantees that your case comprehensively addresses every facet of your losses, boosting your chances of receiving fair compensation.

The Role of Comparative Negligence

Comparative negligence plays a crucial role in personal injury cases and can significantly influence the result of your lawsuit. This legal principle assesses the level of responsibility attributed to each party engaged in an incident. For instance, if it is determined that you are 30% responsible for an incident, your potential compensation may be reduced by that percentage, reflecting your share of the blame. A knowledgeable personal injury lawyer can help you navigate this complex legal landscape by identifying economic and non-economic damages. In specific jurisdictions, modified comparative negligence indicates that if you are deemed 50%

The implications of comparative negligence underscore the importance of meticulously gathering evidence and building a strong case. By understanding the nuances of fault distribution, you can work with your attorney to forestall potential reductions in compensation. Strategically presenting evidence that mitigates your percentage of fault can bolster your position and enhance your likelihood of securing a favorable outcome. Working closely with your legal team to navigate these complexities and protect your rights is crucial.

Insurance Companies and Settlement Offers

Insurance companies often play a central role in settling personal injury claims, but their motives may only sometimes align with your best interests. Early settlement proposals from insurance companies might seem appealing, particularly when facing immediate financial pressures after an accident. However, it is essential to approach these offers with caution and diligence. Such offers are frequently designed to minimize the insurer's financial exposure rather than fully addressing all your damages.

Seeking independent advice before accepting any settlement. A thorough assessment of the offer by a seasoned professional can help you determine whether it adequately covers the long-term implications of your injuries. By carefully evaluating all medical expenses, potential future treatments, and additional non-economic considerations, you can negotiate for a settlement that genuinely reflects your needs rather than rushing into a financially disadvantageous agreement.

Why Hire a Personal Injury Attorney?

The intricacies of personal injury law frequently require the knowledge and support of a dedicated attorney. Engaging a personal injury lawyer can offer numerous benefits that significantly improve your case. These legal experts possess a deep understanding of the complexities of the legal system, and they can create strategies customized to your situation to enhance your likelihood of success.

Lawyers are skilled negotiators and will strive hard to obtain a just settlement. Beyond negotiating, they also handle the rigorous processes of gathering evidence, interviewing witnesses, and preparing intricate legal documents. Their expertise allows you to focus on recovery while they manage the legal intricacies of your case. Engaging a personal injury attorney improves the likelihood of obtaining compensation and ensures that justice is pursued diligently and comprehensively on your behalf.

Steps to Take Following an Accident

1. Document the scene with clear photos or videos. Capturing visual evidence immediately after the incident provides an accurate account of conditions, which can play a vital role in corroborating your claim.
2. Collect contact and statement information from witnesses. Accounts from bystanders can substantiate your version of events and strengthen your case.
3. Seek prompt medical examination, even if injuries seem minor. Early medical evaluation ensures your health is prioritized and creates medical records that can be essential in supporting claims for damages.
4. Speak with a personal injury attorney to examine your legal choices. By quickly tackling legal issues, you can guarantee your rights are safeguarded and that all options for compensation are explored.

The Importance of Staying Informed

The legal landscape governing personal injury cases constantly evolves, with judicial precedents and legislative changes occurring regularly. Staying informed about these developments is crucial for effectively navigating a personal injury claim. Frequent consultation with reputable resources, such as [FindLaw](https://www.findlaw.com/legalblogs/), offers valuable insights into current trends and changes in the legal environment. This awareness ensures that you and your attorney can adapt strategies to align with the latest legal expectations and opportunities.

Real-Life Examples of Personal Injury Cases

Real-life scenarios illuminate the potential challenges and lessons learned in personal injury cases. Consider a pedestrian involved in a seemingly minor traffic accident. At first, they regarded the injuries as minor, but later, they faced complications that required significant treatment and thorough legal measures. This underscores the importance of taking immediate, deliberate steps following an accident, emphasizing documentation and medical assessments even when injuries appear minor.

These instances emphasize the erratic characteristics of injuries and the possibility of a slow worsening of health issues. They act as prompts to stay alert and take initiative in seeking justice and equitable compensation, using all accessible resources to prioritize.

Eugenio María de Hostos Puerto Rican Educator

 

Eugenio María de Hostos, a name synonymous with Puerto Rican intellectualism and activism, was a towering figure of the 19th century. Born in Mayagüez, Puerto Rico, in 1839, Hostos's life was a testament to his unwavering commitment to education, social justice, and the liberation of Latin America. His legacy continues to inspire generations, making him a true "Great Citizen of the Americas."

A Formative Education

Hostos's early education in Puerto Rico laid the foundation for his future intellectual pursuits. He later traveled to Spain to study law, where he became deeply involved in the liberal movements of the time. It was during this period that he began to develop his own unique philosophy, influenced by thinkers like Rousseau and Kant.

A Champion of Education

Hostos believed that education was the key to social and political progress. He dedicated his life to promoting education in various Latin American countries, including Cuba, the Dominican Republic, and Chile. His pedagogical approach emphasized critical thinking, problem-solving, and the development of the whole person. Hostos's educational philosophy was rooted in the belief that education should empower individuals to become active citizens and contribute to the betterment of society.

A Visionary for Latin American Unity

Hostos was a fervent advocate for Latin American unity. He envisioned a confederation of independent nations that would work together to achieve economic, social, and political progress. His dream of a united Latin America was inspired by the ideals of Pan-Americanism, a movement that sought to foster cooperation and solidarity among the nations of the Americas.

A Fighter for Social Justice

Hostos was a tireless fighter for social justice. He was a vocal critic of colonialism, slavery, and inequality. He believed that all people, regardless of race, class, or gender, deserved equal opportunities. Hostos's commitment to social justice led him to support various revolutionary movements in Latin America. He was a close friend of many prominent figures of the time, including José Martí, the Cuban national hero.

A Literary Legacy

In addition to his work as an educator and activist, Hostos was a prolific writer. His literary output includes novels, essays, and philosophical treatises. His most famous work, "La Peregrinación de Bayoán," is a historical novel that explores the themes of identity, colonialism, and resistance. Hostos's writing is characterized by its clarity, depth, and passion.

A Lasting Impact

Eugenio María de Hostos's legacy continues to inspire people around the world. His ideas about education, social justice, and Latin American unity remain relevant today. Hostos's unwavering commitment to his ideals serves as a model for future generations. He is remembered as a true visionary who dared to dream of a better future for Latin America.

In conclusion, Eugenio María de Hostos was a complex and multifaceted figure who left an indelible mark on the history of Latin America. His contributions to education, social justice, and intellectual thought continue to resonate today. As we reflect on his life and work, we are reminded of the importance of striving for a more just and equitable world.

Bayamón, Puerto Rico: A Jewel of History and Culture

 

Nestled in the northern coastal valley of Puerto Rico, Bayamón is a town rich in history, culture, and charm. Known as "El Pueblo del Chicharrón" (The Town of Pork Rinds), it holds a special place in the heart of Puerto Rico with its vibrant traditions, historical landmarks, and welcoming community. Let’s delve into the story of Bayamón, from its founding to its modern-day allure.

The Founding and Early History

Bayamón was officially founded on May 22, 1772, during the Spanish colonial era. The town was named after a local Taíno chief, Bahamoné, who once ruled over the region. The fertile lands and strategic location along the Bayamón River made it an ideal site for settlement, facilitating agriculture and commerce.

The town's founder, Juan Ramírez de Arellano, played a crucial role in establishing Bayamón as a key municipality. Under his leadership, the town began to thrive as an agricultural hub, producing sugarcane, coffee, and other crops essential to the island’s economy. Bayamón's development mirrored Puerto Rico’s broader history of colonization, resilience, and adaptation.

Bayamón's Town Colors and Symbolism

Bayamón’s town colors, blue and yellow, symbolize its rich cultural heritage and vibrant spirit. The blue represents the Bayamón River, a lifeline for the town’s early settlers, while the yellow reflects the warmth and vitality of its people. These colors are prominently displayed during local celebrations and adorn the town’s official emblems.

Sites of Interest in Bayamón

Bayamón is home to a wealth of attractions that showcase its historical significance and contemporary appeal. Here are some must-visit sites:

1. Parque de las Ciencias Luis A. Ferré: This expansive science park is a haven for families and educational enthusiasts. It features exhibits on space exploration, natural sciences, and Puerto Rican history, along with beautiful outdoor spaces for recreation.
2. El Paseo Lineal: A picturesque walking and biking trail, El Paseo Lineal follows the Bayamón River and offers breathtaking views of the surrounding landscapes. It’s an excellent spot for outdoor activities and relaxation.
3. Casa Museo José Celso Barbosa: This museum celebrates the life and contributions of José Celso Barbosa, a prominent Bayamón native, physician, and political leader often regarded as the "Father of the Statehood Movement" in Puerto Rico.
4. Bayamón Central Plaza: The heart of the town, this plaza is a lively gathering place surrounded by historic buildings, restaurants, and shops. It’s the perfect spot to immerse yourself in the local culture.
5. Parroquia Nuestra Señora del Carmen: This beautiful church is a testament to Bayamón’s religious heritage. With its stunning architecture and serene ambiance, it’s a favorite site for both worshippers and visitors.
6. Ron de Barrilito Distillery: The Ron de Barrilito Distillery in Bayamon, Puerto Rico, is the oldest rum distillery in Puerto Rico, producing small-batch, premium rums aged in vintage Spanish sherry barrels.

[caption id="attachment_21277" align="alignnone" width="600"] Hacienda Santa Ana in Bayamon[/caption]

The Patron Saint: Santa Cruz

Bayamón’s patron saint is Santa Cruz (Holy Cross). The town celebrates the feast day on May 3rd with vibrant religious and cultural events, including processions, masses, and festivals. This annual celebration is a reflection of Bayamón’s deep-rooted Catholic traditions and its strong sense of community.

Modern-Day Bayamón

Today, Bayamón is one of Puerto Rico’s largest and most developed municipalities. It serves as a hub of commerce, education, and healthcare, while retaining its cultural essence. The town continues to honor its past while embracing progress, making it a dynamic and inviting destination.

Conclusion

Bayamón, with its rich history, colorful traditions, and vibrant community, is a testament to Puerto Rico’s enduring spirit. Whether you’re exploring its historical landmarks, enjoying its natural beauty, or partaking in its lively celebrations, Bayamón offers a unique and unforgettable experience. This remarkable town truly embodies the essence of Puerto Rican culture and heritage.